Learn how our founder turned his credit struggles into a mobile network that helps users build their credit scores.
personal struggles and vision for change
Our Founder, Lewis Camilleri, understands the challenges of living with a poor credit score. His journey began when he couldn’t secure a car on finance due to his financial history.
When I was younger, I was told that working hard and getting good grades were the keys to having all the things I would need in life. However, nobody emphasised the importance of managing and maintaining a healthy credit profile and the implications it would have.
My poor credit journey started when I was 18. My bank gave me an overdraft of £1,000 that I struggled to manage properly. Then it was utility bills, council tax, and even parking tickets that resulted in CCJs. Before I even knew who I was and what I wanted to be, I had ‘very poor’ credit and had only ever borrowed £1,000.
A life with good credit and bad credit are two very different things. After I understood this and adopted a willingness to learn the things I needed to do moving forward, things started to change. I was then accountable and in control of my future again.”
combining necessity with opportunity
Why we created Boshhh as a mobile phone network was really simple. If you can’t get credit, you can’t build credit. National statistics show that over 50% of UK adults are declined for mobile phone contracts on the high street. When I reached out to industry leaders in telecommunications and asked what their solution to this was, they told me it’s PAYG. This is not the solution.
If you can’t get a phone contract, then it’s the same for overdrafts, loans, car finance, and mortgages. This was the start of Boshhh. If you have bad credit, you can’t build credit. You can with Boshhh.
our acceptance guarantee
The acceptance guarantee is central to Boshhh. This promise ensures that every customer, no matter their credit score, can start rebuilding their financial standing.
By making on-time payments through Boshhh’s plans, customers can gradually improve their credit scores, opening up new opportunities and financial freedom.
empowering financial health
Boshhh is more than just a mobile network; it’s a lifeline for those looking to improve their financial health. Lewis’s journey from financial exclusion to empowerment is a story of hope and determination.
By choosing Boshhh, you’re not just getting a phone plan—you’re joining a community dedicated to creating better financial futures.
join us on our mission
Join us in this mission. Together, we can make financial empowerment accessible to everyone, one mobile contract at a time. Start building your credit score today.
